Stop missing out on the best mortgage rates.
To ensure you don’t waste valuable time or money on your mortgage.
FOMO is an independent company with your best interests at heart.
Sorting your personal finances can feel like you’re David battling Goliath.
Think of FOMO as your slingshot. We tackle the beast for you, making mortgages simple and easy.
What the banks don’t want you to know
Your lender makes money when you miss out. When you don’t re-mortgage in time or select a higher mortgage rate than you need to, your lender is scooping up the excess dough.
FOMO is independent of mortgage lenders, meaning our advice is always in your best interest.
Finding you the best mortgage rate
FOMOs expert mortgage advice is free and our mission is simple:
To find you the best possible mortgage deal and to keep you on the best possible deal too!
You might be wondering…
Why can’t I sort my mortgage myself?
Your bank or building society may turn down your mortgage application if you don’t fit their lending criteria.
Mortgage applications are assessed against the lender’s (i.e. bank or building society) list of requirements for people it will lend to.
At FOMO we understand why a mortgage can get refused and what you can do to improve your chances of securing the money you need.
We also compare mortgage deals and can offer you the best rates for your needs, ensuring you don’t miss out on the best possible deal.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Why is it worth speaking to a financial adviser?
It’s important to talk to a financial adviser at the start of your mortgage journey whether it’s your first mortgage or you’re looking to re-mortgage.
If people don’t remortgage on time and go onto the lender’s SVR, this can waste their money.
People might miss out on their ideal home because they’ve received bad advice or they haven’t sought advice.
People might believe they can’t get a mortgage or have been turned down elsewhere.
We don’t want to waste your time or money and it’s always worth talking to us first.
What’s so good about FOMO?
Whether you are buying your first house or remortgaging your home you’ll want to know you are getting the best deal.
FOMO is an independent mortgage broker, which means we scour the whole market and the thousands of mortgage products available to find you the best deal for your circumstances.
By choosing FOMO you will never miss a beat. We scour the market every day to check whether you could be better off by switching your mortgage.
Despite our stylish little monsters and swish tech, we’re also normal people, you can pick up the phone and speak straight to an expert, Financial Conduct Authority regulated adviser based here in England.
If your service is free how do you make money?
All our advice and guidance is completely free for customers, you won’t pay us a penny!
When you decide to use FOMO for your mortgage, we make a commission from the lender. As an independent company, we have no ties to any individual lender and we always act in your best interest. Our mission is to get you the best possible deal, we then make a commission when you opt for that deal!
Is FOMO regulated by the Financial Conduct Authority?
FOMO Mortgages is a trading style of Maxim Financial Solutions Ltd which is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.