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Your bank or building society may turn down your mortgage application if you don\u2019t fit their lending criteria.<\/p>\n\n\n\n
Mortgage applications are assessed against the lender\u2019s (i.e. bank or building society) list of requirements for people it will lend to.<\/p>\n\n\n\n
At FOMO we understand why a mortgage can get refused and what you can do to improve your chances of securing the money you need.<\/p>\n\n\n\n
We also compare mortgage deals and can offer you the best rates for your needs, ensuring you don\u2019t miss out on the best possible deal.<\/p>\n\n\n\n
Your home may be repossessed if you do not keep up repayments on your mortgage<\/strong>.<\/p>\n\n<\/div><\/details><\/div>\n\nWhy is it worth speaking to a financial adviser?<\/span><\/summary>\n\n
It’s important to talk to a financial adviser at the start of your mortgage journey whether it’s your first mortgage or you’re looking to re-mortgage.
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If people don\u2019t remortgage on time and go onto the lender\u2019s Standard Variable Rate (SVR), this can waste their money.
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People might miss out on their ideal home because they\u2019ve received bad advice or they haven\u2019t sought advice.
<\/p>\n\n\n\n
People might believe they can\u2019t get a mortgage or have been turned down elsewhere.<\/p>\n\n\n\n
We don\u2019t want to waste your time or money and it’s always worth talking to us first.<\/p>\n\n<\/div><\/details><\/div>\n\n
What\u2019s so good about FOMO?<\/span><\/summary>\n\n
Whether you are buying your first house or remortgaging your home you\u2019ll want to know you are getting the best deal.<\/p>\n\n\n\n
For mortgages we make make recommendations from a broad and comprehensive range of lenders from across the market and the thousands of mortgage products available, to find you the best deal for your circumstances. <\/p>\n\n\n\n
By choosing FOMO you will never miss a beat. We scour the market every day to check whether you could be better off by switching your mortgage. <\/p>\n\n\n\n
Despite our stylish little monsters and swish tech, we\u2019re also normal people, you can pick up the phone and speak straight to an expert, based here in England.<\/p>\n\n<\/div><\/details><\/div>\n\n
If your service is free how do you make money?<\/span><\/summary>\n\n
All our advice and guidance is completely free for customers, you won’t pay us a penny!<\/p>\n\n\n\n
When you decide to use FOMO for your mortgage, we make a commission from the lender. As an independent company, we have no ties to any individual lender and we always act in your best interest. Our mission is to get you the best possible deal, we then make a commission when you opt for that deal!<\/p>\n\n<\/div><\/details><\/div>\n\n
Is FOMO regulated by the Financial Conduct Authority?<\/span><\/summary>\n\n
FOMO Mortgages is a trading style of Maxim Financial Solutions Ltd which is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.<\/p>\n\n<\/div><\/details><\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"
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